An accountant tapped the bumper of a car just running in front of her car while she was struggling in the in Tampa's rush-hour traffic. The person driving the fan said he was fine, and then he called an accident referral service. After few months were passed and the dust settled the bills topped $52,000, all paid by the accountant's car insurance company. Such kinds of frauds are becoming popular in Florida and auto insurance fraud and abuse are expected to cost Floridians $658 million in higher premiums this year. The condition is becoming worse day by day.